什么是 Spark Finance?
Spark is a multi-chain stablecoin capital-allocation protocol designed to maximize yield efficiency and liquidity. It has three main components: Spark Savings: Converts deposits into sDAI, sUSDS, or sUSDC, giving users on-chain yield accrual with instant redemptions and zero withdrawal slippage. SparkLend: A non-custodial money market where governance sets risk and interest parameters for predictable lending and borrowing. Spark Liquidity Layer: Automates stablecoin allocation across chains, routing liquidity to protocols like Aave and Morpho for optimal yields. Built within the Sky (formerly MakerDAO) ecosystem, Spark benefits from shared infrastructure, audited reserves, and deep liquidity. Governance is powered by the SPK token, aligning parameters and long-term strategy across all products.