What is Malda?
Malda is a Unified Liquidity Lending Protocol designed to operate seamlessly across Ethereum and major Layer 2 scaling solutions. By aggregating liquidity into global lending pools, Malda allows users to deposit and borrow assets with optimal efficiency, regardless of the network they interact with. This cross-chain functionality enables capital efficiency and instant liquidity access, breaking down the silos between blockchains and offering a truly unified user experience. At the core of Malda’s infrastructure is its integration of zero-knowledge proofs (zkProofs), which provide cryptographic guarantees of security, privacy, and correctness without revealing sensitive user or transaction data. These zkProofs enable trust-minimized lending and borrowing, ensuring that protocol rules are enforced transparently while preserving user confidentiality. Malda is built to support both retail users seeking simple DeFi access and institutional participants requiring secure, scalable, and composable lending mechanisms. Its architecture is modular and future-proof, allowing for expansion to new Layer 2 networks and rollups as the ecosystem evolves.