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1

什么是 USD.AI?

USD.AI is a decentralized protocol that issues a synthetic dollar backed by traditional and real-world assets. It offers two tokens:

  • USDai – a stablecoin collateralized by U.S. Treasuries.

  • sUSDai – a yield-bearing version backed by Treasuries and tokenized infrastructure loans through MetaStreet’s Liquid Credit Tokens.

Liquidity is managed via Queue Extractable Value (QEV), an auction-based system that prioritizes and prices withdrawals efficiently.

The long-term vision is to evolve into a fully decentralized, token-governed credit aggregator supported by a broad mix of collateral types.